Using BDO RIB with AirAsia

Here is a very detailed step-by-step guide on how to use BDO Retail Internet Banking via Dragonpay to pay for an AirAsia ticket from an end-user:

http://www.pinayinvestor.com/how-tos/how-to-pay-plane-ticket-online-with-dragonpay-direct-debit/

VMoney Granted EMI License

Dragonpay partner, VMoney, was granted an Electronic Money Issuance (EMI) license:

http://e27.co/vmoney-granted-conditional-emi-license-in-the-philippines-20141106/

Tech Startups That Made News This Week

We made it as the only Philippine-based company to the Asian Tech Startups that caught the attention of TechInAsia this week:

https://www.techinasia.com/asian-startup-list-9-november-2014/

Drupal Commerce Module

We haven't actually tried this but merchants planning to use Drupal Commerce may experiment with this module created by an independent developer:

https://www.drupal.org/sandbox/jhayzhon/2369999

Dragonpay Raises Series A from GMO to Grow Philippine E-Commerce

Japanese e-payment giant, GMO Payment Gateway, invests on Dragonpay!

https://www.techinasia.com/epayments-dragonpay-funding-gmo/

http://e27.co/dragonpay-raises-series-a-round-from-japans-gmo-global-payment-fund-20141105/

http://www.dragonpay.ph/japan-e-payment-giant-invests-in-dragonpay

http://www.dealstreetasia.com/stories/dragonpay-scores-series-a-funding-from-gmo-global/

Retirement of SSL3

In light of the POODLE exploit, Dragonpay has deprecated support for SSL 3.0 postbacks starting Oct 24, 2014.  If you are encountering problems receiving our HTTP postback calls, please check to make sure that you are supporting the newer TLS standard.

To know more about the POODLE security flaw, you may check this:

https://www.openssl.org/~bodo/ssl-poodle.pdf

Tech in Asia Mentions Dragonpay in VMoney Article

Dragonpay mentioned in Tech in Asia Article on Apple Pay and VMoney.

http://www.techinasia.com/philippines-apple-pay-vmoney/

VMoney Wallet accepts top-up via Dragonpay.

Dragonpay at DCOM Summit 2014

Dragonpay COO/CTO Dick Chiang interviewed in the sidelines of the DCOM Summit 2014 by Adobo Magazine

http://www.adobomagazine.com/adobo-live/dick-chiang-e-commerce-philippines

Database Migration

We have migrated a large chunk of our archived data from the original SQL-based database to MongoDB, one of the most popular NoSQL database platform in the market today.  MongoDB offers higher scalability and availability through replication and auto-sharding.

Is it Time to be Bullish on E-Commerce in the Philippines?

Dragonpay mentioned in Huffington Post article:

http://www.huffingtonpost.com/jonha-revesencio/is-it-time-to-be-bullish-_b_5574361.html

How to use the Dragonpay Generic Biller Platform

Merchants who do not need full API integration can make use of Dragonpay's simple email link payment (aka. Generic Biller Platform).  The simplest format is:

https://gw.dragonpay.ph/GenPay.aspx?merchantid=XXXXXX

where "XXXXXX" is the id assigned to the merchant and has been configured to accept Generic Biller request from Dragonpay's side.  The url may be embedded on a website or in an email.  When clicked by the end-user, the Dragonpay generic bills payment page will take over and prompt the user for additional payment data.

If merchant wishes to pre-fill the bills payment page, they can optionally include the ff. variables:

• invoiceno
• name
• email
• amount
• remarks

It is up to the merchant to decide which of the optional parameters to include.  For example, if merchant wishes to pre-fill the amount:

https://gw.dragonpay.ph/GenPay.aspx?merchantid=XXXXXX&amount=1000

Or if merchant wants to indicate an invoice no and the name:

https://gw.dragonpay.ph/GenPay.aspx?merchantid=XXXXXX&invoiceno=1234&name=John+Smith&amount=1000

Url formatting convention has to be strictly followed.  Special characters like whitespaces have to be url-encoded (replaced with a "+" symbol).  For other symbols you may refer to the HTML URL Encoding Reference guide.

BusinessMirror News Articles

http://www.businessmirror.com.ph/index.php/en/business/entrepreneur/30922-the-pros-and-cons-of-a-digital-store

http://businessmirror.com.ph/index.php/en/business/companies/30886-business-start-ups-urged-address-ethical-educational-concerns

Heartbleed Bug

Several merchants and customers have expressed their concerns if the data they are entering in Dragonpay is safe against the recently discovered OpenSSL bug called Heartbleed which is reported to have affected at least 2/3-rds of the web servers in the Internet.  Rest assured that we have already tested our SSL-enabled servers using the tools from Qualys SSL Labs and have found them to be safe and unaffected by this exploit.

PayPal Platinum Partner

Its official -- Dragonpay has been bestowed the highest level of partnership with PayPal: the Platinum status!  This is a recognition from PayPal that Dragonpay, as a channel partner in the Philippines, has helped bring in the highest sales level.  We are now most probably the only Platinum Partner locally.

If you want to know more about how to increase your online sales through PayPal, contact us!  Dragonpay's API has full support for PayPal.  Best of all, we do not charge extra for PayPal integration.

Integrating with Dragonpay using Python

Check out this code shared to us by Ron Hose of coins.ph:

https://pypi.python.org/pypi/dragonpy/0.0.1

How to Integrate PayPal with Dragonpay

Dragonpay has built-in support for PayPal.  Merchants who do not wish to bother integrating directly with PayPal may just choose to route their PayPal transactions via the unified API of Dragonpay.

To enable PayPal on your Dragonpay merchant account, do the following steps:

1. Go to Tools >> All Tools >> API Credentials >> PayPal API >> Pre-built payment solution.
2. Choose “Grant API Permissions”
3. Indicate the API account username: sales_api1.dragonpay.ph and check the Express Checkout option.
4. Click Submit.
5. Email us your PayPal merchant id/email so we can set it up on our side.

On the code side, if you wish to redirect from your checkout page directly to PayPal (bypassing the Dragonpay payment selection page), you just need to append a "procid=PYPL" parameter like this:

https://gw.dragonpay.ph/Pay.aspx?txnid=XXXX&....&procid=PYPL

Dragonpay does not charge anything on top of whatever PayPal charges you.  You do, however, get to avail of these benefits:

1. Sales consultancy and support for basic PayPal questions
2. Your system can automatically avail of new PayPal features such as retry-on-decline.
3. Dragonpay can allow you to accept payments only from Verified PayPal accounts if you wish to reduce fraud.

We also recommend that merchants disable acceptance of eChecks as these payments are not real-time even with PayPal and may still be cancelled or reversed after.  For more instructions on how to do this, visit the following resources:

• https://www.paypal-community.com/t5/My-account-settings-Archive/Disable-eCheck-As-a-Payment-Option/td-p/329394
• https://developer.paypal.com/docs/classic/admin/setup-account/