Changes in Credit Card Chargeback Process

What merchants need to know with upcoming changes in the way Visa will process disputes and chargebacks:

https://blog.siftscience.com/2018/visa-chargeback-changes-merchants/

Free Online Merchant Account

We are happy to announce the availability of our free tier -- Dragonpay Lite (www.dragonpay.ph/lite).  So if you have been holding back because of the one-time setup fee, fret no more!  With the Lite Plan, you get to enjoy the benefits of online payments with no upfront cost.  Each transaction will just be billed at Php20.00.  Sign up online now!

Locating RuralNet Branches

Are you based out in the rural areas where there are no commercial banks or business centers to conveniently make your Dragonpay payments?  No problem!  Through our partnership with RuralNet, you can pay at over 400 rural bank branches and cooperatives covering 300 cities & municipalities.  Visit our online branch locator at https://www.dragonpay.ph/locating-ruralnet-branch to find the branch nearest you.  You can use the free text search box to type a location.

Locating ECPay and 7-11 Branches

Want to pay for your Dragonpay transaction at the nearest 7-11 or ECPay branch?  Visit our online branch locator at https://www.dragonpay.ph/locating-ecpay-branch.  You can use the free text search capability to quickly find branches around your town, city or province.

Shopify's ease-of-use and flexibility in terms of customization has made it a clear top favorite for e-commerce merchants to use.  We are happy to inform Shopify merchants that Dragonpay has support for it out-of-the-box.  For more technical details, visit our Shopify How-to page.

Dragonpay Library in Github

Wow!  Its been a really long time since this blog was updated.  Sharing a link here from one of our developer partners who kindly provided their module to connect to Dragonpay to the Open Source community.  Check it out at https://github.com/crazymeeks/dragonpay/wiki.  Works with various PHP platforms.

PH Bank Statistics

There are 638 operating banks as of end June 2015 according to BSP.  This is down from 644 for the same period last year.  It reached a peak of 996 back in 1998.

The breakdown is as follows:

• 36 universal and commercial banks
• 70 thrift banks
• 532 rural and cooperative banks

There are 17 private banks, 20 foreign banks, 3 government banks.  The industry has a total of 10,528 branches, offices (local and foreign representative offices) by end June 2015.

Banks are still predominantly in urban areas with National Capital Region (NCR) accounting for 3,318 head office and branch, followed by Cebu and Davao with 480 offices total.  The Calabarzon region has the 2nd largest concentration with 1,581 offices/branches, followed by Central Luzon with 1,060.